Definitions

Definitions

In these Terms and Conditions, unless the context requires otherwise, the following words and expressions shall have the following meaning :

  • 'Access Number' means all the personal authorization codes required to gain access to affinOnline.com which include :
    1. ATM card number and PIN ; or
    2. Credit Card number and PIN : or
    3. Virtual Card and PIN allocated to you
  • 'Account' means one or more of the Customer's valid savings, current, credit card, loan, investment, fixed deposit or any other accounts with the Affin Banking Group which may be accessed through the affinOnline.com as may be determined by the Affin Banking Group from time to time.
  • 'Affin Banking Group' means Affin Bank Berhad (25046-T), and/or Affin Islamic Bank Berhad (709506-V), companies incorporated in Malaysia having its registered office at Level 17 Menara Affin Bank,80 Jalan Raja Chulan, 50200 Kuala Lumpur, Wilayah Persekutuan Malaysia and includes any of or all its related subsidiary, associates, affiliates and holding company and its successors in title, assigns, legal representatives, and where applicable any of them.
  • 'affinOnline.com' means the internet banking website which the Customer may access through the use of a personal computer terminal, modem and/or any other telecommunication device, over the Internet, upon the correct input of the Customer's Username and Password in accordance with these Terms and Conditions or any other rules and regulations determined by Affin Banking Group.
  • 'Banking Services' means products and services of the Affin Banking Group and its Agents as are made available to you on this website.
  • 'Business Day' means any official days that the Bank's Head Office in Kuala Lumpur is open for business.
  • 'Bill' means the latest bill, invoice, notices, form and/or payment demand received by you from a Payee Corporation.
  • 'Customer' means the person or persons in whose name(s) the Account(s) is/are maintained with Affin Banking Group and to whom the Affin Banking Group has agreed to provide affinOnline.com services and where applicable, the Customer’s successors in title heirs, assigns or legal representatives.
  • 'Instructions' means instructions given by the Customer in respect to the Customer’s Account(s) via the affinOnline.com.
  • 'Internet' means the global network computers, telecommunications and software which facilitate communication, whether electronic or otherwise, between person(s) and machines.
  • 'Network Service Provider' means any Internet service provider or any commercial online service provider providing connections to the Internet in addition to its own proprietary network.
  • 'Password' means a unique string of characters keyed in by the Customer in order for affinOnline.com website to authenticate Customer's access.
  • 'Username' means the unique name made up a string of character chosen by Customer, which must be keyed in by Customer together with Password in order to gain access to affinOnline.com.
  • 'Payee Corporation' means those corporations, companies entities or bodies approved by the Affin Banking Group from time to time and displayed on the affinOnline.com Bill Payment screen.
  • 'Ringgit Malaysia or MYR' means the lawful currency of Malaysia.
  • 'Terms and Conditions' means these Terms and Conditions governing the use of affinOnline.com.
  • 'Temporary Personal Identification Number (T-PIN)' means the temporary PIN that Customer has chosen at the ATM in order to login to affinOnline.com website for the first time, or to reset Password (forget password or username).
  • 'Transaction Authentication Code (TAC)' means the second layer six-digit security code implemented for specific online banking financial transactions.
  • 'Transaction History' means the list of all confirmed/successful transaction(s) effected on your accounts and which may be viewed using affinOnline.com for a period of time determined by Affin Banking Group.
  • 'Third Party Account' means other account(s) that may or may not belong to you, maintained at Affin Banking Group or other bank(s), payee corporations, affiliates and establishment which you can credit funds to or make payments using affinOnline.com.
  • 'Website' means affinOnline.com or any other address as shall be determined and notified by the Affin Banking Group from time to time. Use of the expressions 'we', 'us' 'the Bank' and 'our' means Affin Banking Group, while use of the expressions 'you' and 'your' means you and any third party authorised by you to access this Website and use of afffinOnline.com.

2.1 Interpretation

  • Words incorporating the singular shall include the plural and vice versa.
  • Words incorporating the masculine gender shall include the feminine and neuter gender and vice versa. Any banking term not specifically defined or described herein shall be construed in accordance with the general practice of banks and financial institutions in Malaysia.
  • In the event of conflict in the interpretation of this Terms and Conditions in any language the English version shall prevail.
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